Life insurance covers the worst-case scenario, but it’s also important to consider how you might pay your bills or your mortgage if you couldn’t work because of illness, unemployment or disability.

At Alpha Financial management our knowledge of the types of different insurance available is second to none and we look at each client’s needs on an individual basis. We don’t believe in ‘one size fits all’ insurance; we know that people have different requirements depending on their personal circumstances which is why we can advise on a range of options.

We understand that few people rush out to buy life insurance – it’s hardly a glamorous purchase and nobody really wants to think about their own death. But a decent life policy is a must-have for people with dependants and other financial responsibilities.