We offer a wide range of practical, financial planning solutions that put more money in your pocket
We fully commit to understanding your unique financial circumstances and offer services that make life’s choices around money easier for you.
We’ve got your back
Alpha Financial Management has been giving qualified and professional advice to clients for over 20 years. We offer you experience and expertise across the wide range of financial services out there, so you know you are in the very best hands.
Approachable and accessible for all
We want you to be comfortable approaching us and asking us for advice. We are honest, down to earth people who want to make accessing our services as simple as possible; we won’t blind you with complicated jargon or talk in a language that is hard to understand. We want to build a trusting relationship that will last, so we are committed to making things work for you right from the beginning.
Setting up a Pension
We discuss your situation and understand your pension requirements to provide the best solution that gives you the best outcomes for you going into retirement and beyond. Not all pensions are the same; we find the best one suited for your circumstance.
Pension Consolidation
If you have a number of pensions, you may require assistance to combine them into a more manageable system. We can help reduce paperwork and simplify your affairs, so you have more control.
Pension Drawdown
Are you approaching retirement age and exploring different ways to receive your pension? Pension drawdown is fast becoming a popular way to access your money – it allows you to have more flexibility over how and when you receive the money within your pension and still allows you to take 25% out of your pension as a tax-free lump sum. We can make the arrangement for you to received payments this way, making the entire process simple.
Performance
We offer a financial review service that gives your finances a ‘health check’ – it reviews your pension, savings, investments, or life insurance and identifies what can be done to make them work more efficiently for you.
Company Pensions
If you are close to retirement and have been asked what you want to do with your company pension or how do you want to take your pension, then we can provide the best possible advice on maximising how you access it, or what you can do with it to meet your retirement goals.
Alternatively, you may own a company and want advice on the best auto-enrolment scheme for your employees. We can offer simple, cost-effective solutions so that you are fully compliant with current pension legislation.
Annuity Purchase
Buying an annuity gives you the ability to receive regular guaranteed retirement income for the rest of your life, or for a fixed amount of time. There are many different types of annuity, so it is crucial to decide on one that suits your needs before you commit. We can give you guidance and expertise on the perfect annuity for you and as we are independent, we can shop around for you to secure the maximum amount of income.
Income Choices
The way you receive income can be flexible and accessible, company pension payments/withdrawals should be paid in a way that suits your requirements. We can help guide you in what income choices suit your needs best.
Investment Review Service
If you wish to invest money, then we provide an Investment Service that looks to invest your money in a way that ideally matches the risk you are comfortable with and at the same time is always looking to maximise your returns.
“Steve and his team are knowledgeable, always helpful and answer any queries quickly and effectively.”
Gemma Davies | Davies Partnership