Protecting you and your family during the hard times
The death of a loved one or a diagnosis of a life changing illness can bring upset and unrest to you and your family. Furthermore, few of us have the financial resources to maintain the lifestyle that we are accustomed to, therefore protection given by life insurance can offer some comfort when life becomes challenging.
Life & Income Insurance
Depending on the level of protection you require, there are different types of life insurance that you can choose from. This includes Term Assurance and Whole of Life:
- Term Life Insurance – This type of policy runs for a determined, fixed amount of time – often coinciding with the end of a mortgage term or loan, or until retirement age. This type of insurance pays a lump sum or even an annual amount if a successful claim is made during the time the policy is active.
- Whole of Life Insurance – this type of insurance will run for the remainder of your lifetime and will stay valid until you die. This policy pays a lump sum should you pass away at any time, as long as the policy is valid.
Insurance that serves You
When deciding to buy life insurance, it is important to consider which one is best for you – you shouldn’t have to overpay on a premium that doesn’t give you the cover you require. At Alpha Financial Management we have a vast amount of knowledge on the various insurance options available, and can find the best cover for your circumstances. We don’t believe that ‘one size fits all’ – your life insurance should serve your individual needs.
Contact us now to discuss which life cover is best for you.
“We would have no hesitation in recommending Stephen Lee and Alpha Financial Management Ltd to family, friends, clients and contacts.”
Kirsty Cartwright | Liverpool
